Deposit Solutions Suite

Early Warning's industry-leading deposit solutions serve to mitigate fraud with advance notification of
high-risk deposits from all channels.


Deposit Chek® Service

Enhance your customer experience by increasing funds availability
while reducing losses.

Deposit Chek Service sets the standard in helping to prevent deposit fraud and expedite funds availability decisions. This cross-institution solution, fueled by the National Shared DatabaseSM Resource, the industry's most current and accurate source of collaborative financial data, is able to provide responses on 95% of all open and active draftable and non-draftable checking and savings accounts in the U.S.



Deposit Chek Service answers the following questions:
  • Does the payer’s account exist…and is it in good standing?
  • Is the account in a closed, NSF or other high-risk status?
  • Has a stop-payment been placed on an item?
  • What is the likelihood of the item being returned?
  • Is the item a potential duplicate?
Real-time Deposit Chek Service with Account Owner Authentication (AOA)

As electronic payments become more common, it is even more critical to verify whether or not the person making the payment is authorized to transact. Account Owner Authentication (AOA) enables FIs to confirm the account owner or authorized user(s) on an account.

Request Real-Time Deposit Chek with AOA Solution Brief
Batch Deposit Chek Service with
Duplicate Item Detection

Batch Deposit Chek Service with Duplicate Item Detection enables FIs to optimize their mobile remote deposit capture strategy by cross-checking deposits made at teller windows, ATMs, back offices, and via mobile devices.

Request Batch Deposit Chek with Duplicate Item Detection Solution Brief
Batch Deposit Chek Service with Counterfeit Notification

The Counterfeit Notification enhancement to Batch Deposit Chek Service informs an institution of the likelihood that an item may be counterfeit to protect consumers and reduce losses. In addition, Deposit Chek Service helps financial institutions of any size expedite funds availability decisions or accelerate preventive actions on deposited items based whether the payer’s account is in good standing; whether it is closed, or has insufficient funds; and if a stop-payment has been placed on an item.

Batch Deposit Chek Service with Counterfeit Notification Solution Brief
 

Early Warning is proud to work with resellers in order to further protect the global financial system and broaden coverage across small and medium sized financial institutions. Resellers include: GIACT Systems.

 

Coming soon, FIs will also be able to:
  • Determine the likelihood that an item is counterfeit in real-time to further protect the consumer and reduce bank losses.
  • Cross check deposits at teller windows, ATMs, back offices, and via mobile devices in real-time with Real-time Deposit Chek Service with Duplicate Item Detection
  • Determine the return risk of an item with Real-time Deposit Chek Service Participant Score

Solution Resources


Learn More

For more information, contact an Early Warning Account Manager at

webinquiry@earlywarning.com
  or call  
(855) 589-7541


Monday - Friday 8:00 a.m. - 5:00 p.m. Arizona Time