Products

Our Products

Helping you verify, pay, and protect—at scale.

PAYMENT & IDENTITY RISK SOLUTIONS

Transforming data into decisions.


Through unmatched network intelligence, we connect critical data across thousands of financial institutions—creating actionable insights to verify identities, prevent fraud and power secure money movement.

NEW ACCOUNT OPENING

 

Verify IdentitySM


Verify IdentitySM lets you determine, in real time, the likelihood that an applicant is who they claim to be so you can expand your customer base with confidence.

 

Predict New Account RiskSM


Predict New Account RiskSM provides deep predictive intelligence that moves beyond binary “yes” or “no” decisions to make more nuanced risk assessments.

 

Expand Credit InsightsSM


Expand Credit InsightsSM allows you to expand your credit-decisioning criteria by using contributed deposit account data to provide additional credit products to consumers with little or no credit history.

PAYMENTS & DEPOSITS

 

Deposit Chek®


Deposit Chek® facilitates your institution’s ability to improve funds availability decisioning, making funds readily available while reducing the risk of loss due to fraud and bad actors.

 

Payment Chek®


Payment Chek® supports users' ability to accurately identify account status and risk scores in real-time with a single inquiry.

 

Verify AccountSM


Verify AccountSM helps you mitigate transaction fraud by providing real-time validation of user-provided accounts. Use it to quickly and confidently to determine whether an account is open and valid—while ensuring the user is truly who they claim to be. 

ADDITIONAL CAPABILITIES

 

Identity Chek® Service Alerts


Identity Chek® Service Alerts allows you to differentiate your identity theft protection service and breach solutions by delivering a greater variety of continuous alerts to your subscribers.

 

Asset Search and VerificationSM


Asset Search and VerificationSM helps reduce improper benefits payments - while enhancing the claims process for vital government programs. It lets agencies submit a single asset inquiry and receive a detailed, accurate and secure response in real-time.

Where fraud prevention meets everyday payment experiences

Paze logo


PazeSM is an online checkout solution offered by banks and credit unions that combines eligible credit and debit cards into a single digital wallet, eliminating manual card entry. Today, more than 150 million consumer cards are eligible to use Paze.


Paze offers flexibility and choice for consumers and is easy for merchants to integrate within their existing checkout process.

Zelle logo


Modernize your offerings with a best-in-class digital payment network that helps consumers utilize their bank for fast and easy payments.
 

Zelle® Person-to-Person Payments (P2P)
Enable your customers to send and receive money with trusted friends, family and others within minutes.1

Zelle® Small Business
For landlords, dog sitters, plumbers and more, Zelle® enables small businesses to send and receive money directly from their mobile banking app.2

Risk Insights for Zelle®
Helps protect customers and FIs from losses associated with fraud and scams with an easy-to-implement user experience to enable transaction confirmation.

Disbursements with Zelle®
Send corporate or government payments to almost anyone in the United States using only the recipient's email or U.S. mobile number.

1 U.S. checking or savings account required to use Zelle.® Transactions between enrolled users typically occur in minutes.
2 To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience.

Let's talk about how we can help your financial institution deepen customer relationships

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